Fire Damage

Fire damage and water restoration is best left to professionals and those skilled and trained in their area of expertise because the lingering smoke odors, ongoing corrosions and water damage issues can result in major liabilities and future claims against the property owner. Improper restoration resulting in the failure of a structural member or moving machine part or contamination of water supplies can result in life, health and safety issues. These open-ended claims and liabilities can cost carriers and those who have experienced a loss for years to come.

THIS IS WHEN IT IS IN YOUR BEST INTEREST TO CALL JMS BUILDING CORPORATION. WE SPECIALIZE IN INSURANCE RESTORATION AND WE KNOW EXACTLY WHAT TO DO IN THIS SITUATION. WE WILL WALK YOU THROUGH THE STEPS WHILE PROTECTING YOUR INTERESTS AND RIGHTS AS A HOMEOWNER BY RETURNING YOUR HOME TO ITS PRE-LOSS CONDITION.

Home Fires

• Half of home fire deaths result from fires reported between 11 p.m. and 7 a.m. when most people are asleep. Only one in five home fires were reported during these hours.


• One quarter of home fire deaths were caused by fires that started in the bedroom. Another quarter resulted from fires in the living room, family room or den.


• Three out of five home fire deaths happen from fires in homes with no smoke alarms or no working smoke alarms.


• In 2013, U.S. fire departments responded to an estimated 369,500 home structure fires. These fires caused 2,755 deaths, 12,200 civilian injuries, and $7.0 billion in direct damage.


• Home fires killed an average of eight people every day in 2013.


• Cooking equipment is the leading cause of home fire injuries, followed by heating equipment.


• Smoking materials are the leading cause of home fire deaths.


• Most fatal fires kill only one or two people. In 2013, 12 home fires killed five or more people resulting in a total of 67 deaths.


• During 2007-2011, roughly one of every 320 households had a reported home fire per year.

Smoke Alarms

• Three out of five home fire deaths in 2007-2011 were caused by fires in homes with no smoke alarms or no working smoke alarms.


• Working smoke alarms cut the risk of dying in reported home fires in half.


• In fires considered large enough to activate the smoke alarm, hardwired alarms operated 93% of the time, while battery powered alarms operated only 79% of the time.


• When smoke alarms fail to operate, it is usually because batteries are missing, disconnected, or dead.


• An ionization smoke alarm is generally more responsive to flaming fires and a photoelectric smoke alarm is generally more responsive to smoldering fires. For the best protection, or where extra time is needed, to awaken or assist others, both types of alarms, or combination ionization and photoelectric alarms are recommended.

Escape Planning

• According to an NFPA survey, only one-third of Americans have both developed and practiced a home fire escape plan.


• Almost three-quarters of Americans do have an escape plan; however, more than half never practiced it.


• One-third (32%) of survey respondents who made an estimate thought they would have at least 6 minutes before a fire in their home would become life threatening. The time available is often less. Only 8% said their first thought on hearing a smoke alarm would be to get out!

Cooking

• U.S. Fire Departments responded to an estimated annual average of 156,600 cooking-related fires between 2007-2011, resulting in 400 civilian deaths, 5,080 civilian injuries and $853 million in direct damage.


• Two of every five home fires started in the kitchen.


• Unattended cooking was a factor in one-third of reported home cooking fires.


• Two-thirds of home cooking fires started with ignition of food or other cooking materials.


• Ranges accounted for almost three of every five (57%) of home cooking fire incidents. Ovens accounted for 16%.


• Children under five face a higher risk of non-fire burns associated with cooking and hot food and drinks than of being hurt in a cooking fire.


• Microwave ovens are one of the leading home products associated with scald burns. According to the National Electronic Injury Surveillance System, two out of five of the microwave oven injuries seen at emergency rooms in 2012 were scald burns.


• Clothing was the item first ignited in less than 1% of home cooking fires, but these incidents accounted for 15% of the cooking fire deaths.


• Fifty-five percent of people injured in home fires involving cooking equipment were hurt while attempting to fight the fire themselves.


• Failure to clean was a factor contributing to ignition in 17% of reported home fires involving ovens or rotisseries.

Heating

• The leading factor contributing to heating equipment fires was failure to clean. This usually involved creosote build-up in chimneys.


• Portable or fixed space heaters, including wood stoves, were involved in one-third (33%) of home heating fires and four out of five (81%) home heating deaths.


• Just over half of home heating fire deaths resulted from fires caused by heating equipment too close to things that can burn, such as upholstered furniture, clothing, mattresses or bedding.


• In most years, heating equipment is the second leading cause of home fires, fire deaths, and fire injuries.

Smoking Materials

• Smoking materials started an average of 17,900 smoking-material home structure fires per year during 2007-2011. These fires caused an average of 580 deaths, 1,280 injuries and $509 million in direct property damage per year.


• Most deaths in home smoking-material fires were caused by fires that started in bedrooms (40%) or living rooms, family rooms or dens (35%).


• Sleep was a factor in roughly one-third of the home smoking material fire deaths.


• Possible alcohol impairment was a factor in one in five (19%) of home smoking fire deaths.


• One out of four fatal victims of smoking-material fires is not the smoker whose cigarettes started the fire.

Electrical

• About half (48%) of home electrical fires involved electrical distribution or lighting equipment. Other leading types of equipment were washer or dryer, fan, portable or stationary space heater, air conditioning equipment water heater and range.


• Electrical failure or malfunctions caused an average of 47,800 home fires per year in 2007-2011, resulting in an average of 450 deaths and $1.5 billion in direct property damage.

Candles

• During 2007-2011 candles caused 3% of home fires, 4% of home fire deaths, 7% of home fire injuries, and 6% of direct property damage from home fires.


• On average, there are 29 home candle fires reported per day.


• More than one-third of these fires (36%) started in the bedroom; however, the candle industry found that only 13% of candle users burn candles in the bedroom most often.


• Nearly three in five candle fires start when things that can burn are too close to the candle.


• Falling asleep was a factor in 11% of the home candle fires and 37% of the associated deaths.

Reference:
http://www.nfpa.org/safety-information/fire-prevention-week/fast-facts-about-fire
http://www.er-emergency.com/the-effects-of-fire-and-smoke-damage